Terms and Conditions

Last updated: 27 July 2026

These terms and conditions ("Terms") govern your use of the website www.coldstreamplc.com ("the Website") operated by Coldstream PLC ("we", "us", "our"), a public limited company incorporated in the Republic of Cyprus (registration number HE 487842).

By accessing or using the Website, you agree to be bound by these Terms. If you do not agree, please do not use the Website.

1. About the Website

The Website provides general information about Coldstream PLC, its activities, portfolio and team. The content is for informational purposes only and does not constitute an offer, solicitation or recommendation to buy or sell any securities or make any investment.

2. No Investment Advice

Nothing on the Website constitutes financial, investment, legal or tax advice. The information provided is general in nature and should not be relied upon as a basis for making investment decisions. You should seek independent professional advice before making any investment. Past performance is not indicative of future results, and all investments carry a risk of loss.

3. Intellectual Property

All content on the Website, including text, graphics, logos, images, videos, data compilations and software, is the property of Coldstream PLC or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise use any content from the Website without our prior written consent, except for personal, non-commercial use.

4. Use of the Website

You agree to use the Website only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use of the Website by, any third party. You must not:

• Use the Website in any way that is unlawful or fraudulent
• Introduce viruses, trojans, worms or other malicious software
• Attempt to gain unauthorised access to any part of the Website or its servers
• Use automated systems or software to extract data from the Website (scraping)
• Reproduce, duplicate, copy or resell any part of the Website without our written permission

5. Accuracy of Information

While we make reasonable efforts to ensure the information on the Website is accurate and up to date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability or suitability of the information. Any reliance you place on such information is at your own risk.

We reserve the right to modify, update or remove any content on the Website at any time without notice.

6. Third-Party Links

The Website may contain links to third-party websites or resources. These links are provided for convenience only and do not signify our endorsement of those websites. We have no control over the content or availability of third-party websites and accept no responsibility for them.

7. Limitation of Liability

To the fullest extent permitted by applicable law:

• The Website is provided on an "as is" and "as available" basis without warranties of any kind.
• We exclude all liability for any direct, indirect, incidental, consequential or special damages arising out of or in connection with your use of the Website.
• We do not guarantee that the Website will be available uninterrupted or error-free.

Nothing in these Terms excludes or limits our liability for death or personal injury caused by our negligence, or for fraud or fraudulent misrepresentation.

8. Indemnification

You agree to indemnify and hold harmless Coldstream PLC, its directors, officers, employees and agents from and against any claims, damages, losses, liabilities and expenses (including reasonable legal fees) arising out of your use of the Website or breach of these Terms.

9. Confidentiality

Certain pages or materials on the Website may be designated as confidential or restricted. You agree not to disclose, distribute or reproduce any such materials without our prior written consent.

10. Contact Form

When you submit information through our contact form, you agree that the information you provide is accurate and that you consent to us using it to respond to your enquiry. We will handle your personal data in accordance with our Privacy Policy.

11. Governing Law

These Terms are governed by and construed in accordance with the laws of the Republic of Cyprus. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of the Republic of Cyprus.

12. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.

13. Changes to These Terms

We may revise these Terms at any time by updating this page. Changes take effect immediately upon posting. Your continued use of the Website following any changes constitutes your acceptance of the revised Terms.

14. Contact Us

If you have any questions about these Terms, please contact us at: